Calculators

Digital tools to personalize, analyze, and visualize client outcomes for portfolios with annuities

Overview

Hedgeness provides customizable tools or calculators that enable digital storytelling to position your annuities for achieving retirement and legacy goals through the power of

  • Protected income
  • Protected growth
  • Tax deferral

Customization

Deep customization for seamless UX and annuity product positioning and value

  • Collaborate with marketing team for brand alignment
  • Bring out the nuance value prop of your message and annuity product

API

  • All our calculations are API-based, so that an insurance carrier can implement them in many sites and designs
  • Our API engine supports calculations for VA, FIA, SPIA / DIA, FA / MYGA, RILA products, and all attached benefits or riders 

Process

In order to deliver digital tools that bring out the value proposition of their annuity business overall or in specific to nuances of their annuities

  • We spend time upfront with the insurance carrier to understand the wholesaler, advisor /agent and consumer journey across multiple internal and external paths
  • Within that map, conceptualize and deliver software or calculators for digital engagement for sales and marketing
  • Throughout the process, we update the stakeholders as frequently as needed

Users and audiences

The intended users and target audiences for the software are

  • Wholesaler users for advisor audiences
  • Advisor users for consumer audiences
  • Advisors can be registered reps, agents, or RIAs; internal or external
  • Consumer users for themselves

Hosting

The users interact with the tools or calculators at

  • The insurance carrier’s – or jointly with its distribution partners’ – website(s) or microsite(s)
  • The sites are advisor-facing and/or consumer-facing
  • Platform(s) for wholesalers

Analytics

Sales and Marketing Intelligence

  • The data dashboard updates real time with lead info and demographics of the use case
  • Integrated with data analytics offering for actionable sales and marketing insights